Brydal Martin | Excellife

Is this the right time to buy a new car

The months of October, November and December are the best time of year to buy a car. Car dealerships have sales quotas, which typically break down into yearly, quarterly and monthly sales goals. And all three goals begin to come together late in the year.

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"The shorter the term, the quicker you pay off both the interest and capital, and many people paying off over a longer term end up having a significant shortfall, and then rolling it over into the debt on their next vehicle. Before they know it, their debt repayments are unsustainable.."

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